Federal Housing Grants
The U.S. Department of Housing and Urban Development (HUD) is the federal government's arm which makes available almost $1 billion in grants. All HUD grant announcements are posted on HUD's website at hud.gov. You can also view HUD grants in our agency listing for Housing and Urban Development Federal Grants here at FederalGrants.com.
HUD is the Federal agency which works to help the nation's communities meet their development needs, spur economic growth in distressed neighborhoods, provide housing assistance for the poor, help rehabilitate and develop moderate and low-cost housing, and enforce the nation's fair housing laws.
While HUD does not offer direct grants or loans to individuals, they do work through local governments and non-profit organizations to make financial assistance and counseling available to eligible individuals. Further information about specific HUD programs is available for you to access on the HUD website.
Grant applicants must usually be nonprofit organizations or community development organizations.
The HUD program affecting many Americans is the Community Development Block Grant Program (CDBG), initiated by President Gerald Ford in 1974. CDBG projects are those which benefit low and moderate income peoples, the prevention or elimination of slums or blight, or other community development activities to address an urgent threat to health or safety. CDBG funds may be used for community development activities (such as real estate acquisition, relocation, demolition, rehabilitation of housing and commercial buildings), construction of public facilities and improvements (such as water, sewer, and other utilities, street paving, and sidewalks), construction, upgrading and maintenance of neighborhood centers, the conversion of school buildings, public services, and economic development and job creation/retention activities. CDBG funds can also be used for preservation and restoration of historic properties in low-income neighborhoods.
The block grants of the HOME Investment Partnerships Program (HOME) allocate federal funds by formula to state and local governments to create affordable housing for low-income households. Participating jurisdictions have considerable flexibility with regard to how they use the HOME federal funds. The U.S. Department of Housing and Urban Development establishes lines of credit for state and local governments, which draw upon them to finance grants, direct loans, loan guarantees and other forms of credit enhancement, rental assistance, and security deposits for eligible residents in their area.
Below is a sample listing of available housing grants that were recently posted on the HUD website:
- Assisted Living Conversion Program for Eligible Multifamily Projects. The purpose of this program is to provide grants for the conversion of some or all of the dwelling units in an eligible project into assisted living facilities (ALFs) for frail elderly persons.
- Community Development Block Grant Program for Indian Tribes and Alaska Native Villages
- Community Development Technical Assistance Programs
- Fair Housing Initiatives Program
- Healthy Homes and Lead Hazard Control Programs
- Housing Choice Voucher Family Self-Sufficiency Program Coordinators
- Housing Counseling Programs
- Housing Opportunities for Persons with AIDS
- Public Housing Family Self-Sufficiency
- Resident Opportunity and and Self-Sufficiency Programs
- Supportive Housing for the Elderly
- Supportive Housing for Persons with Disabilities