Unsecured Personal Loans
Taking in mind that there is no possibility of obtaining a "free" federal grant for personal use, what are some viable alternatives? Maybe you need to consolidate your debts, make repairs your home, finance a new business idea, or simply get by until the next paycheck. One such alternative available to the general public is an unsecured personal loan.
What is an Unsecured Personal Loan?
An unsecured personal loan is a way to borrow money without putting up collateral such as a home, car, or investments. Instead of offering collateral in the case that you default, this type of loan is supported only by your creditworthiness. If you have bad credit, this type of loan will be tougher to get and will be offered at a higher interest rate.
Top 10 Ways to Use Unsecured Personal Loan Money
- Pay bills that are due, such as rent, utilities, and health care.
- Consolidate your debt by paying it off with a lower interest rate loan.
- Repair or remodel your house or apartment.
- Pay for everyday expenses such as food and clothing.
- Finance a profitable small business venture.
- Buy the equipment needed to expand an existing business.
- Save money in the long run with energy-efficent upgrades to your home.
- Get the funds needed for a new car, boat, motorcycle, or RV.
- Afford to pay for your dream wedding or other event.
- Splurge on that vacation, new TV, or other pricey purchase.
Government Knowledge on Personal Loans
- Government information on managing your finances at U.S. Government's Official Web Portal.
- "If I take out a payday loan, could it hurt my credit?" at the Consumer Finance Protection Bureau.
- Payday loan audio tips from the Federal Trade Commission (FTC).
- Borrowing actions you can take, plus tips and hints at MyMoney.gov.
- Consumer information about credit insurance by the Federal Trade Commission (FTC).
- Use caution when shopping for debt relief services from the Federal Trade Commission (FTC).
The United States Federal Government has offered several grants over the past few years regarding loans and debt. View the below list, from newest to oldest, or search the FederalGrants.com database to find other grants related to personal loans.
- Fiscal Year 23 Safeguarding Tomorrow through Ongoing Risk Mitigation Revolving Loan Fund Program
Deadline: April 28th, 2023 - FY23 Guidelines for Brownfields Revolving Loan Fund Grants
Deadline: November 22nd, 2022 - Notice of Intent to Publish a Notice of Funding Opportunity Announcement for the Safeguarding Tomorrow through Ongoing Risk Mitigation Revolving Loan Fund Program
Deadline: May 31st, 2023 - Rural Economic Development Loan and Grant
Deadline: June 30th, 2023 - Dental Faculty Loan Repayment Program
Deadline: March 3rd, 2023 - Nurse Faculty Loan Program
Deadline: May 1st, 2023 - Counterterrorism Financing Communications Initiative
Deadline: June 1st, 2022 - Fiscal Year 2022 Small Dollar Loan Program
Deadline: June 15th, 2022 - Transparency in Debt Accrued by State-Owned Enterprises
Deadline: July 15th, 2022 - Request for Information (RFI): Designing Equitable, Sustainable, and Effective Revolving Loan Fund Programs
Deadline: May 6th, 2022 - Raising Public Awareness on Countering the Financing of Terrorism in the Tri-Border Area
Deadline: May 23rd, 2022 - Assistive Technology Alternative Financing Program
Deadline: June 28th, 2022 - Health Sector Financing: Activity 2 - Health Financing Analytics and Social Protection Systems for Health and Activity 3 - Private Sector Engagement.
Deadline: December 17th, 2021 - Fy22 Guidelines For Brownfield Revolving Loan Fund Grants
Deadline: December 1st, 2021 - State Loan Repayment Program (SLRP)
Deadline: April 8th, 2022 - Nurse Faculty Loan Program (NFLP)
Deadline: January 13th, 2022 - Dental Faculty Loan Repayment Program
Deadline: March 22nd, 2022 - Solicitation of Input from Stakeholders on Financing Innovations for Small and Medium Agricultural-Related Enterprises
Deadline: July 9th, 2021 - Providing 21st Century Debt Management Tools for the Government of Tajikistan
Deadline: July 12th, 2021 - Fiscal Year 2021 Small Dollar Loan Program
Deadline: June 29th, 2021 - Dental Faculty Loan Repayment Program
Deadline: April 19th, 2021 - Nurse Faculty Loan Program (NFLP)
Deadline: February 8th, 2021 - Fostering Innovation and Entrepreneurship in Ukraine by Training Ukrainian Start-up Owners on Sustainable Financing
Deadline: September 10th, 2020 - Advance innovative conservation and conservation financing
Deadline: July 2nd, 2020 - Assistive Technology Alternative Financing Program
Deadline: May 15th, 2020 - Nurse Faculty Loan Program (NFLP)
Deadline: February 3rd, 2020 - National Organizations of State and Local Officials: Health Care Payment and Financing
Deadline: April 24th, 2020 - Fy20 Guidelines For Brownfield Revolving Loan Fund Grants
Deadline: December 3rd, 2019 - Household and Community Health and Health Systems Strengthening, Governance and Financing Activities
Deadline: September 6th, 2019 - Strengthening Effective Counter Terrorist Financing Compliance
Deadline: June 10th, 2019 - Broad Agency Announcement For Mobilizing Financing for Agriculture
Deadline: November 29th, 2018 - Nurse Faculty Loan Program (NFLP)
Deadline: November 28th, 2018 - Health Financing Improvement Program
Deadline: July 20th, 2018 - Dental Faculty Loan Repayment Program
Deadline: July 2nd, 2018 - Countering Terrorist Financing in Pakistan
Deadline: June 15th, 2018 - Assistive Technology Alternative Financing Program
Deadline: June 4th, 2018 - State Loan Repayment Program (SLRP)
Deadline: May 7th, 2018 - Supplemental for Amtrak FY 2016 Capital and Debt Service and Americans with Disabilities Act Grant
Deadline: November 22nd, 2017 - Nurse Faculty Loan Program (NFLP)
Deadline: November 28th, 2017 - Fy18 Guidelines For Brownfields Revolving Loan Fund Grants
Deadline: November 16th, 2017 - Proliferation Financing Course Development and Delivery
Deadline: July 31st, 2017 - Dental Faculty Loan Repayment Program
Deadline: July 17th, 2017
© 2023 Federal Grants